89% of crypto asset holders worldwide are uninsured — a $1T+ protection gap
Cover for the
on-chain world.
CrypSurance replaces paperwork, adjusters and 90-day waits with smart contracts, oracle verification and instant payouts. Fair, fast and secure coverage — owned by its community.
0%
Of crypto asset holders uninsured
$0T+
Crypto protection gap
0B+
People un- or underinsured worldwide
0 min
Settlement target after oracle verification
Market figures are industry estimates (2026 research); settlement time is a protocol design target for parametric products.
Coverage
Two products. Zero middlemen.
Every policy is a smart contract: terms you can read, pools you can audit, payouts you don't have to beg for.
Life Cover
Smart-contract powered life coverage. Beneficiaries are written into the policy contract itself — payouts execute automatically, transparently, with zero paperwork for your loved ones.
- Automated beneficiary payout
- Transparent policy terms on-chain
- No medical paperwork maze
Everyday Cover
Decentralized coverage for property, vehicles, travel and more — underwritten by community liquidity pools and settled by oracle-verified triggers instead of claim adjusters.
- Property, vehicle & travel cover
- Community pool underwriting
- Parametric instant settlement
Protocol
From premium to payout, all on-chain.
Four steps. No adjusters, no call centers, no 'your claim is being processed.'
Buy cover
Pick a policy, pay the premium in crypto. Your policy is minted as a smart contract — terms locked, immutable, readable by anyone.
Pools underwrite
SURETY stakers provide liquidity to underwriting pools and earn premium yield for backing real-world risk.
Oracles verify
When a covered event happens, decentralized oracles and parametric triggers verify it — no claim adjusters, no bias, no delays.
Instant payout
The contract settles the moment verification lands. Funds arrive in your wallet in minutes, not months.
SURETY Token
The engine of the protocol: $SURETY
One token that governs the protocol, underwrites its policies, and rewards the community that secures it.
Token distribution
- Underwriting pools35%
- Community & ecosystem25%
- Team & advisors15%
- Liquidity & listings15%
- Treasury reserve10%
Governance
Vote on coverage categories, pool parameters and protocol upgrades. The community steers the protocol.
Staking rewards
Stake SURETY into underwriting pools and earn a share of every premium paid into the protocol.
Claim underwriting
Staked SURETY backs live policies. Deep pools mean bigger coverage capacity and stronger trust.
Fee discounts
Hold SURETY to unlock premium discounts and priority access to new coverage products.
Roadmap
Where we're headed — and how fast.
2026
Testnet launch + SURETY TGE
Token created on devnet (done ✓), then mainnet TGE with presale and Raydium listing. Cover products built and battle-tested on testnet alongside the community.
Q2 2027
Mainnet products + audit
Independent audits of the policy, vault and claims programs, then parametric non-life products go live on mainnet.
Q4 2027
Life products & expansion
On-chain life coverage with nominee payouts, institutional underwriting partnerships, and multi-chain expansion.
FAQ
Questions? Answered.
How is CrypSurance different from traditional insurance?+
Traditional insurers decide your claim behind closed doors and can take months to pay. CrypSurance policies are smart contracts: terms are public, claims are verified by decentralized oracles, and payouts execute automatically — usually within minutes.
What does the SURETY token actually do?+
SURETY is the protocol's utility token. It powers governance voting, earns staking rewards from premiums, provides underwriting liquidity that backs live policies, and unlocks fee discounts for holders.
Who pays my claim if there's no insurance company?+
Community underwriting pools. SURETY stakers deposit liquidity that collateralizes policies, and they earn premium yield in return. When a verified claim triggers, the pool pays out instantly by contract.
What happens if oracles report a wrong result?+
The protocol uses multiple independent oracle sources plus a dispute window during which token holders can challenge a result. Disputed claims escalate to a community vote before settlement.
Is my coverage valid worldwide?+
The protocol is permissionless and global by design — anyone with a wallet can buy parametric coverage. Regulated product categories will roll out region by region as legal frameworks are secured.
Don't be part of the 89%.
Explore the testnet preview, run the coverage calculator, and see what insurance looks like when the contract can't say no.