The demo

Insurance is a 300-year-old promise.
We made it self-executing.

Watch a claim travel from real-world event to settled payout — then see why decentralizing the industry benefits everyone except the paperwork.

crypsurance://claim-engine

event.detected — flight AA1042 cancelled

Why change anything?

Traditional insurance vs the protocol.

The product isn't broken — the plumbing is. Here's what changes when the plumbing becomes a smart contract.

Traditional insurerCrypSurance
Claim decisionAdjuster's discretion, behind closed doorsOracle data consensus, verifiable by anyone
Payout speedOften 30–180 daysMinutes after verification
Policy terms40 pages of fine printOpen-source contract, identical for everyone
Who profitsShareholders of the insurerThe community that stakes and underwrites
AccessGated by geography, credit, paperworkAnyone with a wallet, anywhere
Trust modelTrust the companyTrust the code — and audit it yourself

The upside

What decentralization actually buys you.

No middlemen

Premiums flow to the pools that actually carry your risk — not to branch offices, brokers and ad budgets.

Instant settlement

Verified event → automatic payout. The contract can't slow-walk you, lose your file, or 'escalate to a supervisor.'

Transparent pools

Every pool's capital, every policy, every payout is on-chain. Solvency isn't a rating-agency opinion — it's a public number.

Global by default

2 billion people are underinsured because branches don't reach them. A wallet does.

Who benefits

Built for both sides of the risk.

Policyholders get protection. Underwriters get yield. The protocol matches them without taking a house cut for shareholders.

Crypto holders

Protect your portfolio against the risks legacy insurers won't touch — and join the 11% who are actually covered.

DeFi users

Hedge smart-contract and protocol risk while earning yield on the other side as an underwriter. Both sides of the book are open to you.

Institutions

Auditable, real-time solvency data and programmatic policies — risk management your compliance team can actually verify.

Convinced? Try the testnet preview.

Price a policy with the coverage calculator and explore the staking dashboard — no wallet required for the demo.