The demo
Insurance is a 300-year-old promise.
We made it self-executing.
Watch a claim travel from real-world event to settled payout — then see why decentralizing the industry benefits everyone except the paperwork.
› event.detected — flight AA1042 cancelled
Why change anything?
Traditional insurance vs the protocol.
The product isn't broken — the plumbing is. Here's what changes when the plumbing becomes a smart contract.
| Traditional insurer | CrypSurance | |
|---|---|---|
| Claim decision | Adjuster's discretion, behind closed doors | Oracle data consensus, verifiable by anyone |
| Payout speed | Often 30–180 days | Minutes after verification |
| Policy terms | 40 pages of fine print | Open-source contract, identical for everyone |
| Who profits | Shareholders of the insurer | The community that stakes and underwrites |
| Access | Gated by geography, credit, paperwork | Anyone with a wallet, anywhere |
| Trust model | Trust the company | Trust the code — and audit it yourself |
The upside
What decentralization actually buys you.
No middlemen
Premiums flow to the pools that actually carry your risk — not to branch offices, brokers and ad budgets.
Instant settlement
Verified event → automatic payout. The contract can't slow-walk you, lose your file, or 'escalate to a supervisor.'
Transparent pools
Every pool's capital, every policy, every payout is on-chain. Solvency isn't a rating-agency opinion — it's a public number.
Global by default
2 billion people are underinsured because branches don't reach them. A wallet does.
Who benefits
Built for both sides of the risk.
Policyholders get protection. Underwriters get yield. The protocol matches them without taking a house cut for shareholders.
Crypto holders
Protect your portfolio against the risks legacy insurers won't touch — and join the 11% who are actually covered.
DeFi users
Hedge smart-contract and protocol risk while earning yield on the other side as an underwriter. Both sides of the book are open to you.
Institutions
Auditable, real-time solvency data and programmatic policies — risk management your compliance team can actually verify.
Convinced? Try the testnet preview.
Price a policy with the coverage calculator and explore the staking dashboard — no wallet required for the demo.